Financial aid is
available in the form of grants, scholarships
(scholarship searches-www.fastweb.com) and
student loans. Dental school financial aid
officers are good resources for helpful
information. Average loan debt is about
$130,000.
Student Aid &
Scholarships
- Federally Funded
Scholarshipsconsidered gift aid and is
based on merit or special qualities
- For Disadvantaged Students
Programprovides funds to eligible schools
for financially needy students
- National Health Service Corpshighly
competitive; recipients must commit to
practice for 2-year minimum in underserved
community. For information call
800-221-9393.
- Indian Health Service (IHS)must be
native American or Alaska Native students
- National Institute of Dental and
Craniofacial Research (NIDCR) short-term
training awardsfor underrepresented
minority and women dental students to gain
research experience; recipients receive a
monthly stipend. For more information
contact NIDCR, 301-594-7617.
- Armed Forces Health Professions
Scholarshipspays tuition, fees and a
monthly stipend; students must serve two
years for the first year of sponsorship and
six months for every six months or portion
thereof
Student Loan
Programs
- Stafford Loan Programfederally
guaranteed program sponsored by the U.S.
Department of Education and used by the
majority of students; interest guaranteed
not to exceed 8.25%
- Federal Perkins Loan
(Perkins)provides long-term, low-interest
loans to financially needy students
- Health Professions Student Loan
(HPSL)federally funded requiring parental
financial information
- Loans for Disadvantaged Students
(LDS)offered to students who meet
criteria of “disadvantaged studentâ€
status with interest rate of 5%
- Federal Work Study Programprovides
jobs for students who have financial need;
earnings go toward meeting the costs of
education
- Institutional Loansdental schools may
have these available for students
- National Institute for Dental and
Craniofacial Research (NIDCR) RFA for
training clinical researchers and a joint
fund with Library of Medicine to train
students for research and teaching careers
in informatics. Financial support for a
stipend, tuition, fees health insurance
support. Visit
www.lrp.nih.gov
for more information
- Private/Alternative Loans
Return to Top
ADA Foundation Scholarship Program
The ADA Foundation (ADAF) has a scholarship
program for students pursuing careers in
dentistry, dental hygiene, dental assisting and
dental laboratory technology. The number of ADAF
scholarships awarded is dependent upon available
funds. Scholarships are awarded to defray school
expenses including tuition, fees, books,
supplies and living expenses. Scholarship
disbursements are made twice yearly in equal
payments and sent directly to the student's
financial aid office. The second disbursement is
made contingent upon the student's maintenance
of the required grade point average.
ADAF scholarship programs include Dental
Student Scholarship, Minority Dental Student
Scholarship, Dental Hygiene Scholarship, Dental
Laboratory Technology Scholarship and Dental
Assisting Scholarship. Visit ADA Foundation
(link to ADAF) for more information.
Return to Top
Additional Resources
The links below may be useful in providing
information on how to finance a career in
dentistry.
FastWEB
http://www.fastweb.com
A complete source of local scholarships,
national scholarships and college-specific
scholarships.
FinAid!
http://www.finaid.org
A comprehensive financial aid site where you can
search for scholarships, ask questions and find
necessary forms to complete.
SallieMae
http://www.salliemae.com/
A leading provider of student loans, helping
millions of Americans achieve their dreams of
higher education.
Access Group
http://www.accessgroup.org/
A non-profit group committed to providing
high-quality graduate student loan products and
helpful financial aid information. Find and
apply for student loans.
ADEA American Dental Education
Association
http://www.adea.org/Awards/default.htm
The ADEA Web site provides information on
awards, scholarships and fellowships available
to students and dental educators. |